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TOPIC: American ATM cards in Chinese ATM machines

American ATM cards in Chinese ATM machines 3 years 2 months ago #25074

  • jimlarsen
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I just got back to China after spending several months away. I am in Zhangjiagang this time. I remember in Nanjing that one of the banks accepted American ATM cards and I could make a withdrawal from with Chinese currency. I don't remember which bank that was. Anybody know?
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Re: American ATM cards in Chinese ATM machines 3 years 2 months ago #25075

  • Nanjinged
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You can use Bank of America cards at China Construction bank with no fees due to their partnership. I've used my Bank of America cards at a couple other banks without issue in a pinch, but there are additional fees.
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Re: American ATM cards in Chinese ATM machines 3 years 2 months ago #25076

  • mach5
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I found that 80% of ATM machines will allow you to use North American cards. All machines take out money in RMB (if they let you take out money). Most hit you up with a fee of around 5$ for the service (your home bank, not the local machine). So better take take out a larger amount. The currency rate (USD to RMB) should be reflected on your home banks monthly bill.

What i am always afraid of, is that some crusty old machine is going to eat / break / scratch my card. Not so easy to replace when you are here :duh:

PS, I have to replace my card very soon with a "new" one. My bank is going to cut off my old one soon. They sent me a message that the new one has "new" security features. Sigh.
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